Products & Services

Checking & Savings Offerings

SAVINGS ACCOUNT

One-time $5 fee to open a new account (with access to all other services)
No minimum balance
Interest rate .50%
Interest earned monthly based on average daily balance

CHECKING ACCOUNT

No minimum deposit or balance required
Interest rate .10%
Interest earned monthly and paid on all balances above $5
Remote check deposit via mobile app
Ability to send money instantly via email or cell phone number in the mobile app

SHARE CERTIFICATES (CDs)

$2,500 minimum for a 6-month or 12-month share certificate 
6-month interest rate 1.19% 
12-month interest rate 1.59% 
Dividends compounded quarterly and credited quarterly

VISA DEBIT CARDS

Sent directly to you within 7-10 business days
Ability to send your direct deposit or partial deposits directly to your card  
Tap Pay function supported

Loan Offerings

PERSONAL LOANS

12 / 24 / 36-month terms – ask about our competitive rates!

Rates and Fee Schedule

NYEFCU-Rates-and-Fees-rev 12.24Download